(NAPS)—One way to avoid sticker shock or buyer’s remorse when purchasing a new car is to consider expenses you may encounter down the road.
For instance, experts say that while most people anticipate the purchase price, taxes and registration fees associated with a vehicle, many forget that the Kentucky insurance they need to protect their vehicle could come with a hefty price tag. Fortunately, there are ways to keep Kentucky insurance costs down while maintaining the type and amount of coverage a new car typically requires.
To help consumers control car costs—from sticker price to Kentucky insurance premiums—The Progressive Group of Insurance Companies offers these tips:
Decide ahead of time how much money you can spend and what type of vehicle best suits your needs.
Research crash test and accident data.
Check with several dealerships and get firm quotes in writing. Having quotes from several places can help you negotiate your best deal.
Shop around for financing. Rates vary between institutions.
Kentucky Insurance Costs
Before you buy a car, you should check into how much it would cost to insure. Try talking with a Kentucky independent insurance agent—it may save you some money. Unlike "captive" agents who represent only one company, independent agents like Charlie Pinson Insurance offer products from many different insurance companies. That means more choice and more opportunities for you to find the best coverage and service at the right price.
Here are a few questions to ask Charlie Pinson Insurance
Can I get any discounts for my car’s safety features? Your Kentucky auto insurance premium is based in part on the car’s value, the cost to repair it, its overall safety record and the likelihood of theft. Many insurers offer discounts for safety features that reduce the risk of injuries or theft.
How does this insurance company handle claims? Price isn’t the only factor to consider. It’s a good idea to deal with a company that will be there for you when you need it around the clock.
What coverage do I need? Your specific needs may vary by the age of the car, your personal situation and other factors.
Charlie Pinson Insurance offers Kentucky Car Insurance and Kentucky Motorcycle Insurance quotes online, or by calling the Kentucky insurance office at 606.433.0031 M-F from 8:30 - 5 EST.
Did You Know?
Unlike "captive" Kentucky auto insurance agents who represent only one company, Kentucky independent agents offer products from many different insurance companies. That means more opportunities to find the best coverage and service at the right price.
